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  Personal Banking
All banks offer checking and savings accounts. But not all banks put the focus on their customers first. At Heritage Bank, we get to know what you need from your bank before we recommend the deposit services that should best fit your financial goals. And you're sure to find all of the deposit services you need at Heritage Bank.
Free Checking
Because you don't want to worry about budgeting.
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IRAs
Start planning your retirement.
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BillPay
Pay your bills quickly and easily pay online.
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Interest Bearing Checking Accounts
Earning interest is money in your pocket. Check out Interest Checking Account or our Premium Account.

Lending Options
Customized lending solutions to meet your needs.
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Mortgage Loans
Buy or refinance the home of your dreams.
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Savings Accounts
A safe place for your savings. Check out Savings Accounts or Money Market Accounts.
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Credit and Debit Cards
Make purchases at any merchant worldwide or get cash.
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Personal Specials
Just for you.
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Certificates of Deposit (CDs)
Regular term CDs from seven days up to sixty months and large deposits can be insured for more than $100,000.
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Online Banking
Conduct your banking any time, right from your PC.
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Telephone Banking
Access your accounts by phone.
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Consumer Alert
Provide tools and resources to help prevent identity theft.
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