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Credit and Debit Cards

Credit Cards
Debit Cards

Credit Cards
Purchases Made Easy
Heritage Bank offers personal credit cards to assist you with your purchases. Use your credit card at any merchant worldwide that accepts VisaŽ. You may also use your card to access cash at any financial institution or at any automatic teller machine.

Platinum Edition® Visa®*
Use our Platinum Edition® Visa® card for all of your purchases. A variety of designs are available along with valuable benefits and competitive rates. Features include:
  • No Annual Fee
  • Low Annual Percentage Rate (APR)
  • Travel Accident Insurance
  • Balance Transfer Option
  • Convenience Checks

    Maximum Rewards Visa® Card
    The Maximum Rewards Visa® Card gives you the opportunity to earn rewards and redeem them for travel and gift certificates, brand name merchandise and cash back in the form of a credit to your account! Get started with 1,000 Points the first time you use your card within the first 3 billing cycles after your account is opened.* Other features include:
  • Low Variable Rate Annual Percentage Rate (APR)
  • Balance Transfer Option
  • You decide how to use your points
  • No annual point limit

    To apply for one of our credit cards, call or visit your nearest Heritage Bank location today.

    *Credit cards are subject to credit approval. See the rewards terms and conditions for complete details regarding your bonus points.

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    Debit Cards
    Purchases Made Easy With Checking Account Funds
    Make shopping easier with Heritage Bank's debit card. The VISA CheckCard looks like a credit card but works like a check. You can use it to make purchases at any merchant that accepts Visa. When you make a purchase with your VisaCheckCard, the amount of the purchase will automatically be deducted from your Heritage Bank checking account. You will see all account activity on your monthly statement - and there are no fees or finance charges when you use your VisaCheckCard.

    Get Access to Cash
    You can use your VisaCheckCard to make cash withdrawals at ATMs. With the VisaCheckCard, you can make purchases from merchants that do not accept checks such as gas stations. Just present your VisaCheckCard and then sign the receipt or enter your Personal Identification Number (PIN) to finalize your purchase - it's that easy! To find out more about the Heritage Bank VisaCheckCard, call or visit your nearest Heritage Bank location today.

    Verified by Visa Program
    The VisaCheckCard also offers a security feature. Verified by Visa will provide password protection for purchases made on the internet with a Heritage Bank VisaCheckCard. To find out more information, check out the following links:

    Verified by Visa Overview

    Activate Your Password

    *Debit card is subject to approval.

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